Car finance from someone who’s sat on the other side of the desk.
10 years in dealerships taught us how car finance really works. Local to West Gippsland, we now compare a panel of lenders for buyers across South East Melbourne & Gippsland.
Whatever you’re buying, wherever you’re buying it.
New or used, dealer or private sale, we’ll find the finance to match.
Dealership Purchases
Walk in with your finance already looked at. Already offered dealer finance? We’ll compare it.
Private Sales
We run a PPSR check for money owing, write-offs and theft, and the lender pays the seller directly.
Brand New Cars
From the family SUV to your first new car, with repayments that fit your budget.
Pre-Owned Cars
Older car or higher kilometres? We’ll match it to a lender whose policy fits.
Know your numbers before you shop.
Move the sliders to get a rough weekly figure for your next car.
When you’re ready, we’ll compare our panel of lenders and seek pre-approval for you.
Car finance without the guesswork.
Clear options, plain English, and someone in your corner from first call to settlement.
01.
Dealership know-how
Years inside car dealerships taught us how the finance conversation goes. We’ll explain your options in plain English before you sit down to sign.
02.
A panel of lenders, not just one
We compare options from a panel of lenders, so you’re not limited to a single offer. The goal is a loan that suits your situation and your budget.
03.
One contact, start to finish
No call centres and no getting passed around. You’ll deal with the same contact from first chat to settlement.
Your keys, in 3 steps.
We handle the finance side, so you can focus on finding the right car.
STEP 1
TELL US WHAT YOU’RE AFTER
Call or send a quick enquiry. We’ll go through your budget and situation, then seek pre-approval from our panel of lenders.
STEP 2
FIND YOUR CAR
Shop with a clear budget, at a dealership or a private sale. Send us the details once you’ve found the one.
STEP 3
WE HANDLE SETTLEMENT
We take care of the paperwork, the PPSR check on private sales and payment to the seller. All that’s left is picking up the keys.
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Yes. We check the car on the PPSR before settlement, and the lender pays the seller directly. If there’s finance owing on the car, we sort out how it’s paid out before any money changes hands.
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Not always. Some lenders will finance the full price, depending on the car and your situation. A deposit or trade-in can bring your repayments down.
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It’s a lump sum due at the end of the loan. It lowers your regular repayments, but you’ll pay more interest overall and need a plan to cover it. We’ll show you the numbers both ways.
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We’ll look at your full situation and be upfront about your options. Some lenders consider applicants with past credit issues, but every application is assessed on its merits.
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Each lender has its own limit on vehicle age and kilometres. We’ll match the car to a lender whose policy fits.
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Lenders usually pay us a commission when your loan settles. We’ll tell you about any fees before you apply, and our Credit Guide explains how we’re paid.