1. General Terms and Financial Disclaimer

By accessing and using this website, you agree to be bound by these standard Terms of Use.

- General Information Only: The content provided on this website, including chat responses and FAQs, is for general informational purposes and does not constitute personalized financial, tax, or legal advice.

- Brokerage Capacity: Autofocus Finance operates as a finance broker, not a direct credit provider or bank. We facilitate loan applications between clients and our panel of third-party lenders.

- No Guarantees: All borrowing capacities, interest rates, and final loan approvals are subject to the specific lending and credit criteria of the individual lender.

2. User Obligations and Intellectual Property

When interacting with our website or our digital tools, you agree to use the platform responsibly and lawfully.

- Accurate Information: You agree to provide accurate and truthful information when utilizing our quoting tools, contact forms, or chatbot services.

- Prohibited Conduct: You must not use the website for any unlawful purpose, attempt to transmit malicious code, or attempt unauthorized access to our secure lead-capture systems.

- Copyright Protection: All text, branding, custom chat prompts, and structural design on this website remain the intellectual property of [Autofocus Finance] and may not be duplicated without explicit permission.

3. Limitation of Liability and External Links

Our website may occasionally contain links to third-party lenders, industry partners, or external portals.

- Third-Party Content: We do not control the content of external websites and are not responsible for their continued accuracy or their individual privacy practices.

- Liability Cap: To the maximum extent permitted by Australian Consumer Law, [Autofocus Finance] accepts no liability for any direct or indirect loss arising from your use of this website, its automated tools, or reliance on its general content.